NABARD Loans and Subsidies of Fish Farming in India/SBI Fishery Loan

Fish Farming Subsidies and Loans In India: Fish farming is the art of growing or rearing fishes for the commercial purpose. Well, 70 to 80 percent of Indians prefer fish as their main dish. As the population increases the demand for fishes is also increasing. Earlier we have written about the Expect Income Returns From Fish Farming in India. Now we are going to provide you with the information regarding the Bank Loan for Fish Farming in India. It is not an easy business to start without the Fisheries Loan or NABARD Schemes for Fish Farming. Hence we have come up with this guide which will provide you information regarding the SBI Fishery Loan and Subsidy for Fish Farming in India.

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Loans and Fish Farming Subsidies in India: 

Loans and subsidies are in different forms. A package of assistance is provided to the prospective fish farmers under different segments of the schemes by the Centre Govt. Sponsored Welfare Schemes the detail of which is as under:

Construction of New Ponds:

  • While this scheme was introduced in  1991-92 with an aim to create more ponds for increasing fish production in India.
  • The unit cost of the scheme is Rs 4.00 lakhs per hac. in the plain areas including arrangement water supply either in the form of tube-well or gravity flow.
  • Furthermore, the subsidy component is available @ 20% with a maximum of Rs. 80,000/- per hectare for Non-Scheduled Castes / other farmers and for S.C/S.T farmers it is 1,00,000/- per hectare (25%).

Fish Farming Subsidies

Integrated Fish Farming:

  • Population outburst and limited resources have necessitated integration of various activities, for increasing employment avenues, and enhanced productivity with minimum inputs.
  • Furthermore, the scheme envisages Assistance for setting up integrated units including hatcheries for Ornamental Fishes- Unit cost Rs. 15 lakhs which include hatchery of 5-10 million capacity.

Construction of Fresh Water Prawn & other Fish Hatchery:

  • The Fish seed is the nucleus of aquaculture. Furthermore, the State Department of Fisheries at its seed farms is producing 20.0 million fish seed.
  • Annually which is even not sufficient to meet the fish seed stocking requirements of its reservoirs and open waters.
  • Hence there is a need to involve private entrepreneurs in fish seed production. The scheme envisages Rs. 12.00 lakh for a fish seed hatchery with 10 million (fry) capacity for the plain areas and Rs. 16.00 lakh with the same capacity for the hill States/ districts.
  • Furthermore, subsidy @ 10% with a maximum ceiling of Rs.1.20 lakhs in the plain and Rs. 1.60 lakhs in the hilly areas for entrepreneurs only.

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Establishment of Fish Feed Unit:

  • After meeting out the seed requirement of the beneficiaries.
  • The next important part of the aquaculture is the availability of the optimum quantity of the fish feed.
  • While for setting up of a fish feed unit the Govt. of India sanctioned the cost@ Rs. 7.5 lakh for building, machinery and equipment.
  • Furthermore, subsidy @ 20% with a maximum ceiling of Rs. 1.50 lakh is admissible for each entrepreneur.

Fish Farming Subsidies of 1st Year Inputs:

The fish farmers who avail the benefits of Grant-in-Aid subsidy for the renovation and construction of ponds are also provided subsidy on the purchase of 1st year inputs such as fish seed, feed and manure etc.@ 20% with a maximum ceiling of Rs 10,000/- per hectare for all farmers except SC’s/ST’s for whom it is Rs. 12,500/- per hac.(25%). The total cost per hectare has been allowed Rs. 30,000/-

Fish Farming Subsidies on Renovation | Reclamation of ponds and Tanks:

They are also providing pond renovations and reclamation subsidies. While the scheme envisages renovation/reclamation of old ponds and tanks which are owned or taken on lease by the farmers.

Furthermore, the estimated per hectare renovation cost of the pond is Rs. 75,000/- and subsidy @ 20% with a maximum of Rs. 15,000 /- for Non-Scheduled Castes / other fish farmers and for S.C/S.T it is Rs. 18,750/-.per ha. (25%).

These are the different Subsidy for Fish Farming & Loan for Fish Farming in India. Furthermore, click on the below link to know more about the Fisheries Cultivation in India.

Problems Involved in Fish Farming in India

20 thoughts on “NABARD Loans and Subsidies of Fish Farming in India/SBI Fishery Loan

  1. Dear Sir/madam,
    I am Madhusoodanan Nair, a pravasi (NORKA reg. No. 23563) from Alleppey, Kerala. I am interested in fish farming. I would like to receive your advice and assistance including a loan for the cultivation fish near my home. I have more than neaely over 7 acres of land and field available in the above mentioned area of which more than 3 acres can be coverted into fish farm. I also have an old fish pond in an area of 1 acre which can be renovated. Therefore, kindly advice me in this matter and the procedures for availing the loan upto a 20 lakhs project.
    Madhusoodanan Nair. K.
    Mob. 919885953644/7907634854.

  2. Dear sir
    I am Svrk reddy from Hyderabad i want know the details of fish farm subsides in Karnataka state i have 25 accers in koppal dist please send me the details on my mail id

    this is my contact no

  3. Dear sir,
    My self Nazeer from hyderabad.
    I would like to know about Aquaculture RAS. Do we have any subsidies for RAS fish farming in Telangana. If yes what is thr procedures to avail for new start-ups.

    Thanks in advance

  4. Hi, I am Praveen from Mudigere – Karnataka. i just purchased 5 acres agricultural land and would like to start with Fish Farming and Poultry farming. my father is already into fish farming. i would like to be an agriculturist rather employee in some company. i need help in getting the loan for pond and poultry shed so i could start as early as possible.
    Cell: 9482223480

  5. Hi Sir,
    I am looking to start fish farming in cemented tanks & came to know that NABARD is providing subsidies / loan for the same. I stay in Harnai, Maharashtra. Can you please advice if i can avail any for the facilities from NABARD to start up the fish farming.

  6. Dear Sir,
    I am an entrepreneur from the United States looking into developing an aquaponics farm on 25 acres in Tamil Nadu. We would be harvesting tilapia, prawns and leafy green vegetables from this farm. I have two questions: Does NABARD issue loans and subsidies for aquaponics farms? Would a foreign company be eligible for these loans and subsidies or would it need to be an Indian owned company? I searched the NABARD website and found nothing regarding subsidies. Please advise me of where I can find information or whom I may contact specific to this topic. Your assistance is greatly appreciated and thank you in advance.

    1. Hi Nathan,
      This is CA Kartikeya Goyal, a practicing Chartered Accountant from India. I can help you with most of the information as I am myself into this business. I can be reached at or +91 9977788800.

  7. Dear sir,my self is from hyderabd.i am having 10 acres near to hyderabad.i want to start fish farming in 5 acres.what type of support i can get from govt

  8. Dear sir,
    I am from Kerala . I have 15 acres at karnataka. I want to start fish farming in 5 acres. How can i get loan from NABARD.

  9. I want to information about loan of NABARD , Of fish farming , , how to get loan , procedure, bank process , Area for farm in Bulandshahr district UP india
    My contact information is +917017675014

  10. Hi sir,
    I am Hoakam from Nagaland. I have started a fishery pond. And already have some fishes in my pond but I want to make my pond bigger and have more fishes. Therefore please tell me how to get fishery subsidy to increase my pond. I want subsidy loan. My contact 8730868760 or

  11. Hello Sir – Any latest updates on RAS, for subsidies and loans from government. In your earlier response info was awaited.


  12. Hi this is sudheer

    Do we have any subsidies for RAS fish farming in Andhra Pradesh. If yes what is the procedures to avail for new start-ups. I would like to know about Aquaculture RAS.

    Please provide details it will very helpful to me!!!

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